Rates & Insurance

Therapy is one of the most meaningful investments you can make in yourself, and I want the financial side to feel as clear and supportive as the work itself. Here's how fees, insurance, and out-of-network benefits work at Alleviate Trauma.

Insurance I accept

I am in-network with the following plans through Headway, the platform I use to handle insurance billing:

• Aetna — DC, Maryland, and Virginia

• Providence — DC, Maryland, and Virginia

• Kaiser Permanente — DC, Maryland, and Virginia

If you have one of these plans and live in DC, MD, or VA, you'll book and pay through Headway. Headway will verify your benefits, tell you your exact cost per session (usually just a copay or coinsurance once your deductible is met), and handle billing on your behalf — so there are no surprise charges.

If you live in Pennsylvania, or if you have a different insurance plan, I am considered an out-of-network (OON) provider. Many of my clients use their OON benefits and get reimbursed 50–80% of each session. More on how that works below.

Private-pay and out-of-network rates

I keep fees flexible because every client's situation is different — fee structure, session length, and frequency are something we'll talk through during your free consultation so you have a clear picture before we begin.

I accept all major credit cards and HSA/FSA cards for private-pay sessions.

Using your out-of-network benefits

If you're using a plan we are not in-network with, you may still be able to get significant reimbursement through your out-of-network mental health benefits. Most PPO plans include OON coverage — once you meet your OON deductible, insurance typically reimburses 50–80% per session.

Here's how it works:

1. You pay the full session fee at the time of service.

2. We provide a monthly superbill — an itemized receipt with everything your insurance needs (CPT codes, diagnosis code, our license info).

3. You submit the superbill to your insurance.

4. Your insurance reimburses you directly.

What to ask your insurance company

If you'd prefer to call your insurance directly, call the member services number on the back of your card and ask:

• What are my out-of-network outpatient mental health benefits?

• What is my out-of-network deductible, and how much have I met this year?

• What percentage do you reimburse for CPT codes 90791 (initial intake) and 90837 (60-minute therapy session)?

• Do I need pre-authorization for outpatient mental health services?

• How do I submit a superbill for reimbursement?